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HYDRA FUNDING — CLIENT TERMS & POLICIES

HYDRA FUNDING — CLIENT TERMS & POLICIES

Instant Accounts (Simulated Trading Program)

Effective: March 11, 2026

Last Updated: March 11, 2026

These Client Terms & Policies (“Terms”) govern your purchase and use of Hydra Funding’s services, including access to simulated trading accounts, dashboards, rules, add-ons, payout request features, and related services (collectively, the “Services”).

By purchasing or using the Services, you agree to these Terms.

1. Definitions

For purposes of these Terms:

“Hydra,” “Company,” “we,” “us,” “our” means Hydra Funding Ltd, Saint Lucia.
“Trader,” “Client,” “you,” “your” means the individual using the Services.
“Instant Account” means a simulated trading account provided under Hydra’s instant access model.
“Notional Balance / Account Size” means the simulated reference balance used to calculate rules and limits. It is not a deposit, loan, or real capital provided to you.
“Simulated Trading” means trading in a simulated environment. Orders are not executed in live financial markets.
“Rule Set” means the rules and parameters applicable to your account as displayed at checkout and/or in your dashboard.
“Trader Payout” means the amount Hydra may pay you on an approved payout request, calculated under the Rule Set based on eligible simulated performance and subject to verification and these Terms.
“Prohibited Activity” means any activity Hydra determines to be abusive, manipulative, fraudulent, exploitative, or otherwise prohibited under Section 11.

1. Who We Are / Contact

Hydra Funding Ltd

Ground Floor, The Sotheby Building

Rodney Village, Rodney Bay

Gros-Islet, Saint Lucia

Support: support@hydrafunding.io

Hydra may use third-party providers (platforms, payment processors, KYC providers, etc.) to deliver portions of the Services.

1. Important Disclosures

‍ 3.1 Not a Broker / No Investment Advice

Hydra is not a broker, dealer, investment adviser, or financial institution. Nothing in the Services constitutes financial advice.

‍ 3.2 Simulated Trading Only

All trading under Hydra’s Services is simulated. No trades are executed in live financial markets. References to “profit,” “funded,”, “payout”, or “account” refer only to simulated program parameters.

‍ 3.3 Trader Payouts Are Not Investment Returns

Trader Payouts are performance-based rewards from simulated accounts. They are not investment returns, wages, or guaranteed income.

‍ 3.4 Trading Risk

Trading involves significant financial risk. You should not purchase the Services unless you understand and accept this risk.

1. Instant-Only Model

‍ 4.1 Instant Accounts Only

Effective March 3, 2026, Hydra offers instant-access products only. No new challenges, evaluations, or assessments are sold.

‍ 4.2 Future Products

Hydra may introduce new instant products, tiers, and add-ons in the future. These Terms apply to all Instant Accounts unless product-specific terms are published.

1. Legacy Products

‍ 5.1 Continued Support

Legacy challenge/evaluation products purchased prior to March 3, 2026 will continue to be serviced under the rules applicable at the time of purchase.

‍ 5.2 No Time Limit

Legacy Products will remain supported without a time limit. Eligible Trader Payouts will be honored until natural completion (voluntary closure or rule-based closure).

‍ 5.3 Compliance Applies

Legacy Products remain subject to KYC, sanctions compliance, and Prohibited Activity enforcement.

1. Eligibility

‍

You represent that:

You are at least 18 years old.
You have legal capacity to enter these Terms.
Your use does not violate applicable laws.
You are not located in a restricted jurisdiction.

Hydra may refuse service for compliance or risk reasons.

1. Restricted Jurisdictions

Hydra does not onboard users from countries restricted under sanctions or internal compliance policies. The restricted list is maintained publicly in our FAQ: https://hydrafunding.io/#faqs and may change at any time.

1. Purchases and Refunds

   All Instant funding plans are purchased via a one-time fee. All sales are final. Due to the immediate access provided upon purchase, funding plans are non-refundable once activated. Hydra Funding reserves the right, at its sole discretion, to review and issue refunds in exceptional circumstances. Any such decision does not create precedent or entitlement for future refund requests. Fraudulent disputes, chargebacks, or payment reversals may result in immediate account suspension, termination, and forfeiture of Trader Payout eligibility.

2. Rule Set and Account Conditions

Your Instant Account is governed by your Rule Set.

‍ 9.1 Rule Parameters May Include:

‍

Profit Buffer
Trailing Drawdown
Max Daily Loss
Best Day Rule
Inactivity rules
Weekend holding restrictions

The official and binding Rule Set for each funding plan is published on the Hydra Funding website within the “Build Your Funded Account” section and associated product pages. By purchasing a funding plan, you acknowledge and agree to the Rule Set as published at the time of purchase. Hydra reserves the right to amend Rule Sets for future plans at its discretion.

Violation of the Rule Set may result in account closure or trade removal.

“Payout Protection”: For ordinary rule violations, eligible profits (meeting both profit buffer and best day rule) remaining at closure may still qualify for Trader Payout, subject to review and verification. Payout Protection does not apply to any account found to be in violation of our Prohibited Activity policy. 10. Account Limits

‍ 10.1 Active Account Structure

You may have up to one (1) active account per plan size, per product, at any given time.

Duplicate accounts of the same product and same size are not permitted.

For example:

Two Instant Lite 50k accounts at the same time
Two Instant Pro 25k accounts at the same time

This restriction applies regardless of the trading platform or payment method.

10.2 Maximum Total Allocation (Current Product Lineup)

Under the current Instant product lineup, the maximum possible active allocation per person is $565,000 total, comprised of:

Instant Lite — up to $390,000 total:

5k
10k
25k
50k
100k
200k

Instant Pro — up to $175,000 total:

25k
50k
100k

Hydra may modify available sizes, add new products, or adjust allocation structures in the future.

10.3 Examples

Allowed:

Instant Lite 100k + Instant Lite 50k + Instant Pro 100k

Not Allowed:

Two Instant Pro 50k accounts simultaneously
Two Instant Lite 25k accounts simultaneously

10.4 Circumvention of Account Limits

Any attempt to bypass these limitations — including through:

Multiple identities
Alternate email addresses
Nominee accounts
Corporate entities
Coordinated third parties
Any structure intended to evade plan restrictions constitutes a violation of these Terms and may be treated as Prohibited Activity.

If Hydra determines circumvention has occurred, Hydra may:

Close some or all related accounts
Remove associated trading results
Deny or reverse Trader Payouts
Permanently restrict participation

Hydra may link accounts based on identity verification, payment methods, device fingerprinting, IP activity, behavioral similarity, or other reasonable indicators of common control. 10.5 Identity & Promotion Abuse

Creating multiple accounts using false identities, fabricated email addresses, nominee accounts, or any method intended to bypass account limits, eligibility rules, or promotional restrictions is a violation of these Terms and will be treated as Prohibited Activity.

If Hydra determines such behavior has occurred, Hydra may:

Close some or all related accounts
Remove associated trading results
Deny or reverse Trader Payouts
Permanently restrict participation in the Services

Hydra may link accounts based on identity verification, payment methods, device fingerprinting, IP activity, or other reasonable indicators of common control.

1. Prohibited Activity

Prohibited Activity includes, but is not limited to:

Exploiting platform errors or latency
Arbitrage intended to exploit pricing discrepancies
Insider trading
Passing services or coordinated trade-copy networks
Manipulative or abusive behavior
Copy trading from any account not owned by you

You are expressly prohibited from using the Services to violate any law, statute, ordinance, regulation, or treaty, whether local, state, provincial, national, or international, or to violate the rights of a third-party, including, but not limited to intellectual property rights, privacy rights, rights of publicity, or other personal or proprietary rights.

Additionally, you are expressly prohibited from scraping, crawling, framing, posting unauthorized links to, aggregating, hacking, performing denial of service (DOS) attacks on, reverse engineering, or circumventing technological protection measures of the Services or the Company website.

You are also prohibited from using the Services or the Company website to transmit unsolicited commercial emails to third parties or Traders of the Company. While The Company is not responsible for any such content posted by its Traders and does not have the affirmative obligations to monitor such content, it does reserve the right to remove them.

You are also prohibited from using any trading strategy that is expressly prohibited by the Company or the Brokers it uses. Such prohibited trading (“Prohibited Trading”) shall include, but not be limited to:

Exploiting errors or latency in the pricing and/or platform(s) provided by the Broker

Utilizing non-public and/or insider information

Front-running of trades placed elsewhere

Trading in any way that jeopardizes the relationship that the Company has with a broker or may result in the canceling of trades

Trading in any way that creates regulatory issues for the Broker

Utilizing any third-party strategy, off-the-shelf strategy or one marketed to pass challenge accounts

Utilizing one strategy to pass an assessment and then utilizing a different strategy in a funded account, as determined by the Company in cooperation with the Company at its discretion

Opening a position within 3 minutes before or after a News Event is prohibited. Any traders identified as having opened a position during a News Event are subject to having that position closed and the associated P&L removed from their account, having the leverage on their account reduced or having their account breached altogether. The Company has sole and absolute discretion in determining what constitutes a News Event. This rule is intended to protect the integrity of our program and is not meant to penalize traders who inadvertently trade through a news event.

Attempting to arbitrage your account with another account with the Company or any third-party company, as determined by the Company in its sole and absolute discretion.

If the Company detects that your trading constitutes Prohibited Trading, your participation in the program will be terminated and may include forfeiture of any fees paid to the Company or owed to you by the Company, in the Company’s sole discretion. Additionally, and before any Trader shall receive a funded account, the trading activity of the Trader under these Terms and Conditions shall be reviewed by both the Company and the Broker to determine whether such trading activity constitutes Prohibited Trading. In the case of Prohibited Trading, the Trader shall not receive a funded account.

Additionally, the Company reserves the right to disallow or block any Trader from participating in the program for any reason, in the Company’s sole and absolute discretion.

Prohibition of Gambling Practices

Engaging in inappropriate risk management practices, such as gambling, “all-in” trading, or excessively leveraging positions, is strictly prohibited. Trading activity that resembles gambling—such as consistently placing trades prior to news releases or other binary events—will not be tolerated.

Excessive risk-taking and gambling are defined by the percentage of an account risked in a single trade or across a series of trades or positions. An “all-in” trade refers to committing all or a substantial portion of available capital or margin to a single trade. Similarly, excessive and improper use of leverage occurs when a trader risks a significant portion of their account in one trade or across a series of one-directional trades and positions.

If you are found to be engaging in such activities, the Company reserves the right to immediately close your account and such closure may include the forfeiture of any fees owed to you by the Company, in the Company’s sole discretion.

Copy Trading

Copy trading from one account to another is only permitted if the trader owns all the accounts in question.

Group trading, signal services, passing services, or any other methods that bypass individual strategy are not allowed.

Engaging in trades that mirror or closely align with another trader or group of traders across multiple accounts is strictly prohibited.

Using automated trading systems (EAs) or third-party trading strategies that facilitate copy trading is strictly prohibited

Reverse Trading/Group Hedging.

Hedging or executing reverse trades within a single account is not a prohibited trading activity.

Executing a buy trade on one account and a sell trade on another account, or vice versa, is strictly prohibited.

Group hedging across multiple accounts and/or coordinating opposing positions at one or multiple prop firms practice is strictly prohibited.

‍ 11.1 Deliberate News-Event Exploitation

While certain Rule Sets may impose timing parameters around high-impact economic news events, ordinary or accidental timing breaches are treated as standard rule violations under Section 9.

However, deliberate or structured trading designed to exploit news-event volatility in a manner intended to manipulate risk parameters, exploit execution mechanics, or generate disproportionate gains inconsistent with normal trading conduct may be treated as Prohibited Activity.

If Hydra determines such deliberate exploitation has occurred, Hydra may:

Remove associated trades or results
Close the account
Deny or reverse Trader Payouts
Permanently restrict participation

Hydra will make such determinations in good faith based on pattern analysis, trade size, timing concentration, behavioral indicators, and other reasonable factors.

If Prohibited Activity is detected, Hydra may close accounts, remove trades, deny Trader Payouts, and permanently ban participation.

1. Trader Payouts

‍ 12.1 Eligibility

Trader Payout eligibility is determined by the Rule Set and subject to verification.

‍ 12.2 Frequency

Unless otherwise stated, payout requests may be made after eligibility is met and no more than once every 30 days.

‍ 12.3 Minimum Payout

Minimum payout thresholds are defined in the applicable Rule Set.

‍ 12.4 Verification (KYC)

Hydra may require identity verification prior to approving Trader Payouts.

‍ 12.5 Processing Time

Hydra generally processes approved Trader Payout requests within 48 business hours following verification and eligibility confirmation.

Processing times may vary in cases involving:

Identity verification review
Compliance or sanctions checks
Prohibited Activity review
Payment provider delays
Banking hours or crypto network congestion

Hydra does not guarantee a specific processing timeframe; however, Hydra’s standard practice is to process eligible payouts promptly and without unnecessary delay.

‍ 12.6 When Payouts May Be Denied

Trader Payouts may be denied or reversed in cases involving:

Prohibited Activity
Fraud
Verification failure
Sanctions restrictions
Chargebacks or abuse
Gains in breached accounts will be forfeited unless protected by the Payout Protector.

1. Intellectual Property

All Hydra branding, dashboards, content, and systems remain Hydra’s intellectual property. A limited revocable license is granted for personal use only.

1. Margin and Risk

While our current leverages and margin requirements are fixed, we reserve the right to increase the margin requirement, amend the leverage ratio limits, limit the number of open positions you may enter or maintain in an Account, or halt trading in one or more instruments at any time.

Without limiting the foregoing, we also reserve the right, in our sole and absolute discretion, to apply, modify, impose, or remove risk controls on any Account at any time. Such risk controls may include adjustments to leverage, margin requirements, position size limits, product availability, trading permissions, drawdown parameters, capital allocation, forced liquidation of positions, temporary or permanent trading restrictions, suspension of trading activity, or account closure. 15. Suspension and Termination

Hydra may suspend or terminate accounts for:

Rule violations
Prohibited Activity
Fraud or abuse
Compliance or sanctions restrictions
Chargebacks

1. Limitation of Liability

Services are provided “as is.”

Hydra’s total liability shall not exceed the amount paid for the relevant account or USD $1,000, whichever is less.

Hydra is not liable for indirect or consequential damages.

1. Indemnification

You agree to indemnify Hydra from claims arising out of your use of the Services or violation of these Terms.

1. Governing Law

These Terms are governed by the laws of Saint Lucia.

Any disputes shall be resolved exclusively in the courts of Saint Lucia.

1. Changes to Terms

Hydra may update these Terms at any time. Continued use of the Services constitutes acceptance of revised Terms.

1. Entire Agreement

These Terms, together with your Rule Set and checkout disclosures, constitute the entire agreement between you and Hydra